AI-Powered Finance Transformation — Live in Hours, Not Quarters

CFOs, stop buying finance software.
Start owning your processes.

Automate month-end close, reconciliation, and audit without buying 5 SaaS tools or outsourcing to a services firm. Production-grade governance, zero hallucinations, live in hours.

3 days
Close cycle (from 8–12)
97%
Reduction in audit time
$2–$5
Per invoice (from $15–$30)
100%
Hallucination-free
Book a Demo Explore 7 Live Apps
CUBEd Award
Award Winner 2026Most Innovative AI Product
Gartner
The only startup named a Sample Vendor in the Gartner® Hype Cycle™ for AI in Finance, 2025.
The Problem

Six reasons your finance team
is trapped in the tactical.

Close takes 8–12 days

Leadership operates on stale data while your team scrambles through reconciliations.

90% of time on data gathering

Your most expensive people pull reports instead of analyzing them.

Audit consumes thousands of hours

SOX evidence collection assembled manually each quarter.

Can’t scale without headcount

Every new entity or regulation means another hire.

No real-time cash visibility

Cash position reports are days old by the time they reach you.

C-suite asks take days

“What’s our exposure by region?” should take minutes, not a weekend.

Why Build Instead of Buy

Point solutions create point failures.
One platform replaces them all.

Most finance teams stitch together 4–6 SaaS tools — one for close, one for recon, one for AP, one for reporting, one for audit. Each with its own data silo, vendor contract, and integration headache. On Kognitos, every process runs on one governed platform.

The Patchwork

5 Point Solutions

  • Close Management$$$
  • Reconciliation$$$
  • AP / AR Processing$$$
  • Financial Reporting$$$
  • Audit & Compliance$$$
5 vendors. 5 contracts. 5 data silos.
Kognitos

One Platform. Every Finance Process. Governed.

  • Close + Reconciliation + AP/AR
  • Reporting + Audit + Tax
  • English-as-Code logic engine
  • 130+ pre-built integrations
  • Hallucination-free by architecture
1 platform. Every process governed. Zero hallucination.
Implementation
Days, not months
Maintenance
Zero-code, self-healing
Auditability
Every step in plain English
Exception handling
Auto-encoded resolutions
Hallucination risk
0% — by architecture
How it works
Defined in English. Executed deterministically.
Data silos
Unified data layer
Total cost
Single platform
130+ Integrations

Connects to the tools
your CFO org already uses.

SAPSAP
OracleOracle
NetSuiteNetSuite
WorkdayWorkday
Microsoft DynamicsMicrosoft Dynamics
QuickBooksQuickBooks
XeroXero
BlackLineBlackLine
ConcurConcur
CoupaCoupa
SAP AribaSAP Ariba
StripeStripe
ZuoraZuora
SnowflakeSnowflake
Power BIPower BI
DatabricksDatabricks
TableauTableau
DocuSignDocuSign
ADPADP
SAPSAP
OracleOracle
NetSuiteNetSuite
WorkdayWorkday
Microsoft DynamicsMicrosoft Dynamics
QuickBooksQuickBooks
XeroXero
BlackLineBlackLine
ConcurConcur
CoupaCoupa
SAP AribaSAP Ariba
StripeStripe
ZuoraZuora
SnowflakeSnowflake
Power BIPower BI
DatabricksDatabricks
TableauTableau
DocuSignDocuSign
ADPADP
SalesforceSalesforce
PayPalPayPal
Google WorkspaceGoogle Workspace
Microsoft 365Microsoft 365
BoxBox
SharePointSharePoint
Adobe SignAdobe Sign
ServiceNowServiceNow
SlackSlack
JiraJira
InformaticaInformatica
CelonisCelonis
BoomiBoomi
MuleSoftMuleSoft
AWSAWS
AzureAzure
Google CloudGoogle Cloud
FivetranFivetran
dbtdbt
SalesforceSalesforce
PayPalPayPal
Google WorkspaceGoogle Workspace
Microsoft 365Microsoft 365
BoxBox
SharePointSharePoint
Adobe SignAdobe Sign
ServiceNowServiceNow
SlackSlack
JiraJira
InformaticaInformatica
CelonisCelonis
BoomiBoomi
MuleSoftMuleSoft
AWSAWS
AzureAzure
Google CloudGoogle Cloud
FivetranFivetran
dbtdbt
Live Apps

7 production-grade finance apps built in hours. Try them now.

Each app was built in 3–5 hours on the Kognitos platform. Scalable database, governed workflows, RBAC, audit trails, and exception handling — all production-ready.

Month-End Close Accelerator

Orchestrates the entire close: auto-generates checklists, runs reconciliations, validates journal entries, performs variance analysis, and escalates bottlenecks.

  • ✓ Automated bank and GL-to-subledger reconciliation
  • ✓ Recurring journal entry generation with validation
  • ✓ Close task orchestration with dependency tracking
  • ✓ AI-powered variance analysis with narratives
3–5 days
Close cycle (from 8–12)
40 hrs
Manual recon (from 200+)

Intelligent AP/AR Assistant

Full invoice lifecycle: OCR extraction, 3-way matching, duplicate detection, GL coding, approval routing, and payment scheduling. AR: cash application, collections, dunning.

  • ✓ Invoice-to-payment with 3-way match
  • ✓ Cash application with fuzzy matching
  • ✓ Automated tiered collections and dunning
  • ✓ Pre-payment duplicate detection
$2–$5
Per invoice (from $15–$30)
30–35
Days DSO (from 45+)

Financial Reporting Compiler

Aggregates data from GL, budgeting, CRM, and HRIS. Generates management reports, board packages, regulatory filings, and natural language ad-hoc analysis.

  • ✓ Monthly management report generation
  • ✓ Board package assembly with visualizations
  • ✓ SEC filing support (10-K, 10-Q)
  • ✓ Natural language ad-hoc reporting
8–12 hrs
Report prep (from 40–80)
2 hrs
Ad-hoc analysis (from 2–5 days)

Audit & Compliance Monitor

Continuously monitors SOX controls, tests transactions, detects segregation-of-duties conflicts, collects audit evidence, and tracks regulatory changes.

  • ✓ Continuous control monitoring and testing
  • ✓ SOX quarterly sample selection
  • ✓ Segregation of duties conflict detection
  • ✓ Automated PBC list management
1–3
Control deficiencies/yr (from 8–15)
20–30%
Audit fee reduction

Intercompany Reconciler

Matches intercompany transactions across legal entities, handles multi-currency, generates elimination entries, and tracks transfer pricing compliance.

  • ✓ Monthly IC recon across all entity pairs
  • ✓ Multi-currency transaction matching
  • ✓ Elimination entry generation
  • ✓ Transfer pricing compliance monitoring
<$50K
Out-of-balance (from $500K–$2M)
3–5 days
IC cycle (from 15–20)

Data Reconciliation Agent

Continuously reconciles GL to subledgers, bank statements, and third-party systems — daily, not monthly. Tracks aged reconciling items and drives resolution.

  • ✓ Daily bank reconciliation with auto-matching
  • ✓ Monthly subledger-to-GL reconciliation
  • ✓ Prepaid and accrual account analysis
  • ✓ Aged reconciling item tracking
95–100%
Daily recon rate (from 60–70%)
<$200K
Unreconciled >90 days (from $2M–$5M)

Tax Data Aggregator

Centralizes tax data across income, sales/use, payroll, property, and international tax. Automates compliance calendar, provision calculations, and filing preparation.

  • ✓ Quarterly income tax provision data
  • ✓ Monthly sales tax return preparation
  • ✓ Nexus monitoring and threshold alerts
  • ✓ Tax audit support and document management
100%
Compliance calendar automated
85%
Reduction in manual data gathering

These 7 apps were each built in under 5 hours. Your workflows are different — describe them in plain English and Kognitos builds a production-grade app with governance, audit, and scale built in.

Build Yours
Customer Results

In production. At scale.
Measurable ROI.

97%
Reduction in audit time
92K hrs
Saved annually across 200+ countries
50K+
BoLs automated per month
80%
Reduction in labor costs
3x
Faster invoice processing
60%
Reduction in manual data entry
$1M+
Saved annually
5x
Faster exception resolution
97%
Reduction in audit time
92K hrs
Saved annually across 200+ countries
50K+
BoLs automated per month
80%
Reduction in labor costs
3x
Faster invoice processing
60%
Reduction in manual data entry
$1M+
Saved annually
5x
Faster exception resolution
End-to-End Coverage

Intelligence across every
finance lifecycle.

From the first customer order to the last tax filing — not just one slice.

Order-to-Cash

Automate the full revenue cycle from sales order creation through credit management, invoicing, collections, and cash application. Reduce manual touchpoints and accelerate cash flow.

  • ✓ Sales order creation & credit checks
  • ✓ Automated invoicing & dunning
  • ✓ Cash application with fuzzy matching
  • ✓ Collections prioritization
30–35
days DSO (reduced from 45+)
English as Code — O2C
# Cash Application Agent
For each incoming payment:
  Match to open invoices by amount and reference.
  If partial payment, allocate to oldest invoice first.
  If no match found, route to AR team with context.
  Post applied cash to the GL daily.

Procure-to-Pay

End-to-end invoice lifecycle from OCR extraction through 3-way matching, GL coding, approval routing, and payment optimization. Eliminate manual data entry and duplicate payments.

  • ✓ Invoice OCR & data extraction
  • ✓ 3-way match (PO, receipt, invoice)
  • ✓ Duplicate payment prevention
  • ✓ Payment scheduling & optimization
$2–$5
per invoice (reduced from $15–$30)
English as Code — P2P
# Invoice Matching Agent
Match invoice to PO by vendor ID and PO number.
Compare line-item quantities and unit prices.
If variance exceeds 2%, route to AP Manager.
Otherwise, approve and post to SAP.
Log every match decision with timestamp.

Record-to-Report

Orchestrate the entire close cycle from bank reconciliation and journal entries through close task management, variance analysis, and management reporting.

  • ✓ Automated bank & GL reconciliation
  • ✓ Recurring journal entry generation
  • ✓ Close task orchestration
  • ✓ AI-powered variance analysis
3–5
day close (reduced from 8–12)
English as Code — R2R
# Close Orchestration Agent
Pull all sub-ledger balances on last business day.
Reconcile each sub-ledger against the GL.
If variance > $500, escalate to Controller.
Generate close checklist with status by entity.
Publish management report when all tasks complete.

FP&A

Automate budget-vs-actual analysis, management reporting, board package assembly, and SEC filing support. Enable natural language ad-hoc queries across financial data.

  • ✓ BvA reporting with variance narratives
  • ✓ Board package assembly
  • ✓ SEC filing support (10-K, 10-Q)
  • ✓ Natural language ad-hoc analysis
8–12 hrs
report prep (reduced from 40–80)
English as Code — FP&A
# Board Package Agent
Aggregate consolidated financial statements.
Generate KPI dashboard slides.
For each variance > $10K:
  Write an explanation with root cause.
Add CEO and CFO narrative sections.
Distribute to board members by 5pm Friday.

Treasury & Cash Management

Real-time cash flow forecasting, bank fee analysis, working capital monitoring, and multi-entity consolidation. Replace stale spreadsheet-based treasury operations.

  • ✓ Daily cash position consolidation
  • ✓ Cash flow forecasting
  • ✓ Bank fee analysis & optimization
  • ✓ Working capital monitoring
Real-time
cash position visibility
English as Code — Treasury
# Cash Position Agent
At 7am daily:
  Pull balances from all bank accounts.
  Consolidate by entity and currency.
  If any entity < $250K, alert Treasury.
  Publish consolidated dashboard by 8am.

Tax, Risk & Compliance

Automate SOX evidence gathering, transaction testing, duplicate payment detection, tax data aggregation, and compliance calendar management across jurisdictions.

  • ✓ SOX control testing & evidence collection
  • ✓ Duplicate payment detection
  • ✓ Tax provision data aggregation
  • ✓ Compliance calendar automation
100–150 hrs
audit prep (reduced from 400–600)
English as Code — Compliance
# SOX Evidence Agent
For each SOX control in the control matrix:
  Select random sample per testing plan.
  Verify approval evidence exists.
  If missing, flag as deficiency.
Compile PBC package for external auditors.

Stop overpaying for finance software.
Start transforming your operations.

Book Your Demo
SOC 2 Type II
Independently audited security controls across availability, confidentiality, and processing integrity.
Certified
HIPAA Compliant
Full PHI handling with audit trails, access controls, and data processing agreements.
Compliant
GDPR Ready
Data residency controls, right-to-erasure support, and full processing transparency.
Ready
RBAC & Governance
Role-based access controls on who can run, modify, approve, and audit automations.
Built in
FAQ

Frequently Asked
Questions

AI automates the financial close by orchestrating reconciliation workflows, generating and validating journal entries, tracking close task dependencies, and escalating bottlenecks. Kognitos’s Month-End Close Accelerator uses English-as-Code rules to auto-generate close checklists, reconcile GL-to-subledger balances, and produce variance analysis — compressing the close cycle from 8–12 days to 3–5 days.

Agentic AI in finance refers to autonomous software that can perceive, decide, act, and adapt within financial workflows. Unlike traditional RPA, agentic AI handles exceptions, learns from human guidance, and carries out multi-step tasks. Kognitos ships 7 pre-built finance workflows and lets teams build unlimited more in plain English — all executed deterministically with zero hallucinations via its neurosymbolic architecture.

Hyperautomation in finance is a disciplined approach to automating as many processes as possible using orchestrated technologies. According to the Gartner Hype Cycle for AI in Finance 2025, it has reached early mainstream adoption with a High benefit rating. Kognitos is a recognized sample vendor in this category.

Finance doesn’t run on probabilistic guesses — it demands deterministic confidence. Kognitos uses a patented neurosymbolic architecture that separates intent interpretation from execution. An LLM understands your business rules in plain English, but a deterministic Symbolic Executor handles all execution. It cannot improvise, cannot hallucinate, and every variable is recorded — deterministic results by architecture, not by hope.

Yes. Kognitos’s AP/AR Assistant extracts invoice data via OCR, matches against purchase orders and goods receipts, detects duplicates, and suggests GL codes — reducing cost from $15–$30 to $2–$5 per invoice with full audit trail.

Point solutions address one function each with separate data models and integrations. Kognitos covers the entire CFO lifecycle (O2C, P2P, R2R, FP&A, Treasury, Tax) on a single engine with shared data, one integration layer, and consistent governance — lower TCO, no silos, faster implementation.

130+ pre-built integrations including SAP, Oracle, NetSuite, Workday, Microsoft Dynamics, QuickBooks, Xero, BlackLine, FloQast, Trintech, Coupa, Concur, and more.

When an automation encounters an exception, Kognitos routes the issue with full context and a suggested resolution. Once a human resolves it, the platform permanently encodes that fix into its deterministic logic. Over time, 90%+ of exceptions auto-resolve — no retraining, no probabilistic drift.

Yes. English-as-Code means plain English instructions are the actual executable code. A controller can write business rules and the platform compiles and executes them deterministically. 7 pre-built finance workflows ship ready to deploy, and teams can build unlimited more — no developers required.

Finance teams report: close compressed from 8–12 to 3–5 days, 97% audit time reduction, invoice cost reduced to $2–$5, DSO improved to 30–35 days, 92,000 hours saved annually at a Fortune 50 company, and 20–30% reduction in audit fees.

The CFO’s office uses agentic AI for close orchestration, AP/AR processing, financial reporting, audit monitoring, intercompany reconciliation, data reconciliation, and tax aggregation. Kognitos ships 7 pre-built workflows for these areas and enables teams to build unlimited more in plain English — freeing finance for analysis and strategy.

The Month-End Close Accelerator auto-generates close checklists, runs automated bank and subledger reconciliations, generates recurring journal entries with validation, performs variance analysis with narratives, and orchestrates task dependencies — reducing close from 8–12 days to 3–5 days.

Related Use Cases

See It
in Action

Cash Application → Intercompany Reconciliation → Three-Way Match → Duplicate Detection → All Use Cases →
See How We Compare

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